Welcome to Arth Microfinance

Rajasthan is the largest state in India and the peculiar natural ,social and economic features of Rajasthan define the need and scope for a strong microfinance movement. The primary sector dominates the essentially agrarian economy, with 2/3rd of the population dependent on agriculture and allied activities for their livelihoods. As per the Human Development Index, Rajasthan comes at 12th rank among 15 major states in India. In terms of availability of credit from RFI the state is among the least privileged states. This is reflected in the number of bank outlets per lakh population, per capita bank deposits, per capita bank credit and, over all credit deposit ratio. In all these respects Rajasthan is lagging. To fuel the Microfinance movement Arth was created ,so as to contribute its bit in taking this mission towards greater height.

Arth operates in the Hadoti region. The Hadoti region constitutes of several districts of Bundi, Baran, Jhalawar and Kota..

Lying in the south-eastern region of Rajasthan at the edge of the Malwa plateau, Jhalawar has rocky, but water-laden verdant landscape, unlike much of the Rajasthan. Jhalawar has semiarid climate with a mean annual rainfall of 996-mm (39.84 inches). This is described to be optimum and is in fact the highest among all other districts in the state. It has moderate to good ground water resources and also fertile black soil which is why agriculture is the mainstay of the economy. Its Area is 6,219 sq. km. (1.82 per cent of the State). Jhalawar has 1448 villages, of which 102 have been covered under the Micro Finance Programme.